BEST CREDIT CARDS
FOR FAIR, POOR, OR BAD CREDIT

BEST CREDIT CARDS

Total Visa® Credit Card

Total Visa Card

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Total Visa® accepts applications from people who are interested in looking for a true Visa® credit card that does not require perfect credit for approval.

CARD FEATURES:
+ $300 credit limit (subject to available credit).
+ Fast and easy application process; response provided in seconds
+ Manageable monthly payments
+ A genuine Visa® card accepted by merchants nationwide across the USA and online
+ Reports monthly to all three major credit bureaus
+ Select your favorite card design from our gallery, for free!
+ Checking account required

First Access Visa® Credit Card

First Access Card

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Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

CARD FEATURES:
+ Easy and secure online application
+ Perfect credit not required for approval; we may approve you when others won’t
+ Get a result in as little as 60 seconds upon completion of the online application
+ Reporting monthly to all three major credit reporting agencies
+ Select your favorite card design from our gallery, for free!
+ All credit histories considered for this no security deposit credit card

Surge Mastercard®

Surge Mastercard

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The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!.

CARD FEATURES:
+ All credit types welcome to apply!
+ Monthly reporting to the three major credit bureaus
+ See if you’re Pre-Qualified with no impact to your credit score
+ Fast and easy application process; results in seconds
+ Use your card at locations everywhere Mastercard® is accepted
Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
+ Checking Account Required

CATALOG CARDS

Edge Elite Card

Edge Elite Card

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Designed specifically for people with bad or no credit, Edge Elite gives you the freedom to purchase the things you need!

CARD FEATURES:
+ Your approval is GUARANTEED!*
+ Get up to a $1,000 credit line
+ 0% Interest on all purchases
+ Must have a valid debit or credit card
+ Secure, fast, & easy online application

Next Millennium Card

Next Millennium Card

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Reward Yourself With the Benefits of Credit! No application denied for bad credit. Enjoy 0% Financing on purchasing popular brand name products!

CARD FEATURES:
+ Your approval is GUARANTEED!*
+ Get up to a $1,000 credit line
+ 0% Interest on all purchases
+ Low payments of $19.95 per month!
+ No credit checks & No credit turndowns
+ 24/7 Roadside Assistance
+ Buy now…pay later

BEST SHORT TERM LOANS

I Need Help Paying Bills

I Need Help Paying Bills ASAP

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Get approved for an online personal loan today! Apply for a short term or payday loan and get approved within 60 seconds! Bad credit Ok! Same day funding available.

LOAN FEATURES:
+ 98 % approval rate
+ Get up to $15,000 today
+ Judgments, liens, bankruptcy, late pays – THAT’S OK!
+ No credit check required (will not affect your credit score)
+ Hundreds of lenders in network
+ Direct deposit
+ Lenders available 24/7

Next Day Financial

Next Day Financial

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Short term loans online for all credit types! These lenders specifically loan money to people with bad credit. If you’ve been denied by a bank, you can get approved here!

LOAN FEATURES:
+ Very high approval rate
+ No credit check required (won’t affect your credit score)
+ Borrow from $100 to $15,000
+ Low credit score? – THAT’S OK!
+ Funds direct deposited to your account by the next day
+ Lenders available 24/7

CHECK CREDIT SCORES & REPORT

Credit Score Choice

Credit Score Choice

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Get fast access to your credit scores. Also have the ability to review your credit reports for any inaccuracies. Every 3.5 seconds another identity is stolen. Are you safe? Review everything immediately!

FEATURES & BENEFITS:
+ Access to your credit scores and reports, 24/7/365
+ Automatic 3-bureau credit monitoring
+ Credit report activity alerts
+ Complete and professional-grade credit learning library

Loan Requests Process Within Minutes

Complete our 100% onlines loan request form and let our lender network get to work for you! Our form is quick & easy and processes in less than 2 minutes. We care about your privacy, so our loan request form is safe & secure. Start your application now so you can get help paying bills!

Loans For Any Credit Situation

Bad credit? No problem! We will connect you to our nation-wide network of online lenders and will work to quickly match you with a lender regardless of your credit situation! Lenders are available 24/7 and are ready to process and fund eligible individuals right away!